Uninterrupted, 24/7 payment capabilities allow municipalities and states to collect revenues easily, securely, and economically.

With fully-customizable and detailed settlement and reporting functions, high-speed and high-volume transactions are efficiently and securely processed. Individual revenue sources may be analyzed and presented in formats your audit teams design and deploy through your online access.

Atlantic Pacific, as a long time municipal merchant services provider, and member of the CMTA (California Municipal Treasurers Association),CSMFO (California Society of Municipal Finance Officers), and GFOA(Government Finance Officers Association), Atlantic Pacific has over a decade of hands on experience processing Government credit cards and ACH transactions and understands the demands and needs placed upon government finance staff.


At Atlantic Pacific, we have the resources, expertise and superior solutions tailored for any Municipality to implement the most cost-effective and efficient transaction processing solution for public sector merchant services. These services are competitive, scalable and tailored around your operations to save you time and money. Atlantic Pacific’s ability to work seamlessly with any depository banking institution and your organization’s software, enables it to facilitate dynamic and specialized solutions.


Most importantly, our solutions can easily be integrated with public sector software products (utility, recreation, accounting, etc.), both commercial and custom-built. Through our in-depth industry knowledge, partnership strategy and innovative processing solutions, APPS provides a specialized approach to transaction processing for public entities.


Our team will tailor a transaction processing program for your Municipality that can facilitate card-based, online e-Payment and by-phone payments.


  • Increases fine and fee collections
  • Reduces check NSFs (non-sufficient funds)
  • Improves cash flow
  • Reduces customer waiting lines and improves customer service
  • Enhances pro-business, pro-development initiatives
  • Reduces service billing costs (paper and postage)
  • Improves financial report generation and forecasting
  • Increases employee productivity, reallocate FTEs (full-time employees)
  • Multi-user level access for the city staff

Traffic Fines


Parking Tickets




Utility Payments


Special Operating Permits


Recreation Class Registration


RFP and Bid Coordination

Putting The Right Technology Behind Your Creativity


A virtual terminal/gateway allows merchants to process transactions anywhere in the world through any type of device connected to the internet.

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Technology to easily convert your mobile device into a mobile payment solution no matter where your business takes you.

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Atlantic Pacific POS processing solutions are ideal for merchants seeking secure, efficient credit card authorizations at the point of sale.

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A terminal allows you to accept EMV, Stripe or NFC card information easily, securely and rapidly to keep your customers moving through the check-out process.

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